Savings Account

Investing Options

Joint Account Option

Expense Alternative

Goal Alternative

Safe To Spend Alt

Auto Save (round up)

Zelle

Instant Internal Account Transfers

Automatic Goal funding

Automatic expense funding

Automatic goal/ expense spending

Early Direct Deposit

Cash Back / Rewards

ACH Transfers

Transaction Notifications

Apple Pay

Google Pay

Auto Save (auto transfer)

CSV/JSON Export

Graphical Spending analysis like simple

Dark Mode UI

2FA

Kids Teen Accounts

Custom notes on transactions

No fee for card declined

Modern UI

OFX Downloads (for integration with Quicken, etc.)

Real-time accuracy (i.e. do transactions show up in the app instantly -- or are they batched and processed once a day)